It depends on the cause of the damage. Most homeowners insurance policies cover roof repairs or replacement if the damage is caused by a sudden event like hail, wind, or falling debris. Normal wear and tear or aging, however, usually isn’t covered. If you think the damage may be storm-related, we can inspect your roof, document what we find, and help you determine whether it’s worth filing a claim. We’re also happy to meet with your adjuster if needed.